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Some people advocate the use of dedicated operating systems or even dedicated machines for online banking purposes. Explain what threats remain even when one is using such a setup.

Operating System:

All people should use the same API in the OS. Because Its always better to have all the communication on same OS, email id and use 1 account only to avoid extra pain of managing minimum balance and other stuff.
For managing inventory, if you are a newbie, use excel or tally.
If u have a different OS u have problem in online base website.Because API  doesn’t support multiple OS .  it is biggest threat for your administrative setup and user mode setup base . so,normal people can’t use that perfectly this machine 

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